Debate Questions

[SHUSA]

I don't know why people work such crazy hours. Personally, I've never worked more than my standard schedule except on rare occasions. Even that would be maybe 45-50 hours in a week and once in a blue moon.

Organic food is a little more expensive but it's not like it's affordable, you're mischaracterizing it.

to a lot of people it is. i stopped buying organic food temporarily now that i dont have a job. it really does add up.

the reason why people work such long hours is because companies now make it table stakes. youre looked at as a bad worker if you work 9-5. you have to work till 6/7 to hit expectations or get a promotion. during the 08-12 recession there was a huge surplus of talent and an even bigger surplus of entry level employees. companies had no incentive to push a positive work life balance. especially in nyc. open concept office spaces made it so you knew what everyone was doing all the time. if you get up to leave everyone is looking at you. if your boss is still there you are surely not getting up. if the ceo/vp etc is still there you feel compelled to leave until they leave.

you dont know why? doesnt matter. its the case. and it compounded itself. i honestly never even knew what 9-5 was. it was always 9-6, maybe later. it felt normal to me. a 9-5 day would seem short.

 

[hbkmyr]

Your expectations were too high...lol. It would be too easy to ask what their plan for the next four years would be on each issue. These debates are designed for entertainment and ratings. No one answers the questions and it doesn’t move the needle.
I thought Pence’s best line was that Biden’s COVID plan was essentially Trumps plan. Harris whiffed on that, but it all doesn’t matter.

I found it quite appropriate the lead in to the debate on NBC was the Weakest Link. The debate commission should take some ideas from that format.

 

[NYShoreGuy]

I don't know why people work such crazy hours. Personally, I've never worked more than my standard schedule except on rare occasions. Even that would be maybe 45-50 hours in a week and once in a blue moon.

Organic food is a little more expensive but it's not like it's affordable, you're mischaracterizing it.

If you are in sales or deadlines industry for project dev, you will blow past 40 hours easily, not saying its good for you overall... european model 35 to 40 hour weeks, some cultures stop down mid afternoon, holiday pre Christmas to end of january...

 

[shu09]

easier said than done. your insurance only allows you to go to a subset of doctors. sometimes you need a referral if its a specialist. if you have a pressing need you cant exactly just switch doctors. maybe you do need that medicine or that surgery. who wants to go another 2-3 months not addressing their problem? picking a good doctor is a total crapshoot esp if you have no reccos from friends or family. online ratings are turning into yelp. everyone gets a gold star.

ive found one doctor who has actually addressed diet and exercise as part of a healing regiment, in addition to medicine.hes pretty big time. i also had a separate very esteemed doctor at NYU claim that guy was a homeopathic cook. that made it clear to me that "find another doctor" is a needle in a haystack. to me they all seem like brainwashed pill pushers. besides the original dr, no doctor seems concerned with actually discovering the root of the issue.

Any insurance I've had, most every doctor in the area is in network and I've never needed any referrals.

 

[shu09]

to a lot of people it is. i stopped buying organic food temporarily now that i dont have a job. it really does add up.

the reason why people work such long hours is because companies now make it table stakes. youre looked at as a bad worker if you work 9-5. you have to work till 6/7 to hit expectations or get a promotion. during the 08-12 recession there was a huge surplus of talent and an even bigger surplus of entry level employees. companies had no incentive to push a positive work life balance. especially in nyc. open concept office spaces made it so you knew what everyone was doing all the time. if you get up to leave everyone is looking at you. if your boss is still there you are surely not getting up. if the ceo/vp etc is still there you feel compelled to leave until they leave.

you dont know why? doesnt matter. its the case. and it compounded itself. i honestly never even knew what 9-5 was. it was always 9-6, maybe later. it felt normal to me. a 9-5 day would seem short.

Then maybe you should find a company that values work life balance. I'm glad I have. I work 8:30-5 M-F, no more, no less unless there is an unusual need for me to stay.

 

[shu09]

european model 35 to 40 hour weeks, some cultures stop down mid afternoon, holiday pre Christmas to end of january...

America should be like that.

 

[SHUSA]

Then maybe you should find a company that values work life balance. I'm glad I have. I work 8:30-5 M-F, no more, no less unless there is an unusual need for me to stay.

why do you think i moved out of nyc. iirc you are a strong supporter of a move like that. job search will be more difficult but the payoff will be greater. gotta stop living to work.

 

[SHUSA]

Any insurance I've had, most every doctor in the area is in network and I've never needed any referrals.

well thats great for you. your insurance is tied to your employer. they have to account for old, young, families, single, pregnant, conditions, and most importantly location. a national company gets a plan that works basically anywhere. thats why you experience that. you dont have an hmo. a lot of people do. and even so that doesnt address the fact that people dont exactly have the time, money, luxury to shop around for doctors. sometimes you need one now. at some point the chips are down and you have to just hope the doctor has your best interest.

 

[Hallsome]

Big pharma likes to wine and dine doctors as incentive to push their products on the doctors' patients

That’s been illegal for years now

 

[shu09]

why do you think i moved out of nyc. iirc you are a strong supporter of a move like that. job search will be more difficult but the payoff will be greater. gotta stop living to work.

You should never have moved there in the first place. LOL

 

[shu09]

well thats great for you. your insurance is tied to your employer. they have to account for old, young, families, single, pregnant, conditions, and most importantly location. a national company gets a plan that works basically anywhere. thats why you experience that. you dont have an hmo. a lot of people do. and even so that doesnt address the fact that people dont exactly have the time, money, luxury to shop around for doctors. sometimes you need one now. at some point the chips are down and you have to just hope the doctor has your best interest.

Yes, tied to employer, but I don't work for a large national company. United Health.

 

[SHUSA]

Yes, tied to employer, but I don't work for a large national company. United Health.

unitedhealth largest health insurance company in the world apparently. you dont have to have offices in other states to have an all encompassing health insurance network. i would say a lot of people are in your situation (i was at one point) but a lot of people also have it different (like me now)

 

[Section112]

One of the big moments for Kamala was her Abe Lincoln story. Apparently she was not accurate in her portrayal. Lincoln did recommend a replacement for the open Supreme Court seat but could not get the appointment confirmed because the Senate was not returning until after the election and it was in the middle of the Civil War. His waiting on confirming a new judge had zero to do with fairness and everything to do with not having any chance to confirm until after the election was over. Politifact even got this wrong go figure.

 

[SHUSA]

You should never have moved there in the first place. LOL

recession after graduating, nyc only place i could get a job. i mean, we all went to shu thats sort of the selling point is nyc. i dont regret it in my 20s there were a lot of positive things for that time.

 

[SPK145]

Biggest thing I was looking for was is Harris presidential? I thought she was sorely lacking there and quite condescending overall. Combine that with her sleeping around to get into politics and she’s rather trumpian.

 

[shu09]

unitedhealth largest health insurance company in the world apparently. you dont have to have offices in other states to have an all encompassing health insurance network. i would say a lot of people are in your situation (i was at one point) but a lot of people also have it different (like me now)

Yes, United Health is the largest insurance company. I don't work for them. But you said a large national company buys a plan that works anywhere and I don't work for a large national company.

 

[shu09]

recession after graduating, nyc only place i could get a job. i mean, we all went to shu thats sort of the selling point is nyc. i dont regret it in my 20s there were a lot of positive things for that time.

when did you graduate?

 

[shu09]

Biggest thing I was looking for was is Harris presidential? I thought she was sorely lacking there and quite condescending overall. Combine that with her sleeping around to get into politics and she’s rather trumpian.

I honestly don't know much about her, will have to look into this. I thought she was good at times last night, but she always has this smug and condescending persona any time I see her. The times when she told Pence "I'm speaking" were rather unnecessary and did not play well.

 

[The Crows Nest]

Is Obamacare about health care or health insurance?

The Obamacare plans are so expensive with huge deductibles, are people actually using them? Is there more health care or does this just check the box on having more people with insurance but not actually using it?

I need Merge to do some research on this, he’s good at this type of stuff.

They do use it.....we see large volumes of people with Exchange plans at our health system.

Depending on the "goal", the ACA has largely worked, especially if the goal was moving people from uninsured (and therefore a burden on the system when they did use healthcare, but also who would not use healthcare precisely because they had no insurance,....until of course, they become VERY sick...and much more expensive to care for...vicious cycle) to insured as many more people have insurance today....

Is it a panacea? Definitely not.

is it perfect? again, definitely not...and less so once Trump ended subsidies.

But....was a step in the right direction. But clearly, our healthcare system needs more help than just this....

 

[cernjSHU]

Biggest thing I was looking for was is Harris presidential? I thought she was sorely lacking there and quite condescending overall. Combine that with her sleeping around to get into politics and she’s rather trumpian.

I actually thought she looked presidential especially how she handled when Pence kept interrupting her. Why do you care who she dated or had sex with? Again, I don't get how people make any judgments about people's sex lives. It means absolutely nothing to how they perform their job. Judge on job performance.

 

[cernjSHU]

The times when she told Pence "I'm speaking" were rather unnecessary and did not play well.

So her saying "i'm speaking" was rather unnecessary? Well what do you call what Pence did by interrupting her time to speak continuously? She handled herself very well there.

 

[shu09]

So her saying "i'm speaking" was rather unnecessary? Well what do you call what Pence did by interrupting her time to speak continuously? She handled herself very well there.

Neither candidate interrupted the other much at all, no more than in a normal debate. It was nice to see a debate revert to normal after last week's fiasco.

 

[SHUSA]

Yes, United Health is the largest insurance company. I don't work for them. But you said a large national company buys a plan that works anywhere and I don't work for a large national company.

ok but i bet their healtchare is national. they might have an office in jersey, but staff could live in nj, ny, pa, etc. now you crossed state lines and dont think these insurance companies have regional packages. it just goes to national. im talking out of my knowledge zone any further. point is that there are indeed different experiences from your own as it relates to in network. and it doesnt stop there, in network can have tiers.

 

[NYShoreGuy]

ok but i bet their healtchare is national. they might have an office in jersey, but staff could live in nj, ny, pa, etc. now you crossed state lines and dont think these insurance companies have regional packages. it just goes to national. im talking out of my knowledge zone any further. point is that there are indeed different experiences from your own as it relates to in network. and it doesnt stop there, in network can have tiers.

And different deductibles within the tiers

 

[SHUSA]

And different deductibles within the tiers

different copays and coinsurance within tiers for plans. the actual plan itself can have tiered versions with different deductibles and OoPM.

this is only tip of the iceburg. yea go shop around for doctors. its simple.

 

[SPK145]

I actually thought she looked presidential especially how she handled when Pence kept interrupting her. Why do you care who she dated or had sex with? Again, I don't get how people make any judgments about people's sex lives. It means absolutely nothing to how they perform their job. Judge on job performance.

I value character and integrity. It's just one of the reasons I can't vote for Trump. Isn't the lack of character and integrity one of the poorer parts of Trump's job performance?

 

[The Crows Nest]

ok but i bet their healtchare is national. they might have an office in jersey, but staff could live in nj, ny, pa, etc. now you crossed state lines and dont think these insurance companies have regional packages. it just goes to national. im talking out of my knowledge zone any further. point is that there are indeed different experiences from your own as it relates to in network. and it doesnt stop there, in network can have tiers.

if it is United it actually likely is a "self-insured" plan, meaning United isn't actually providing "insurance" they are merely providing administrative services, marketing, etc., and maybe a stop loss layer. Self-insured plans have the employer as basically the "insurer". As such...they can write benefit plans as they wish (within national and local rules and regs of course with regard to minimum services, etc.) so those usually differ from employer to employer. So the "coverage out of area" can largely be up to the employer as to what network they want to provide...and at what cost (to the patient/member) parameters.....

 

[SHUSA]

Biggest thing I was looking for was is Harris presidential? I thought she was sorely lacking there and quite condescending overall. Combine that with her sleeping around to get into politics and she’s rather trumpian.

any factually details around this. from my quick google it seems she had a relationship with a much older mayor of SF. he appointed her to her first position but not one that seemed to have any serious responsibility that she wasnt qualified for. the mayors wife was estranged. looks like they broke it off long before she had her first public office.

she might be trumpian, but the alternative is still trump.

 

[SHUSA]

if it is United it actually likely is a "self-insured" plan, meaning United isn't actually providing "insurance" they are merely providing administrative services, marketing, etc., and maybe a stop loss layer. Self-insured plans have the employer as basically the "insurer". As such...they can write benefit plans as they wish (within national and local rules and regs of course with regard to minimum services, etc.) so those usually differ from employer to employer. So the "coverage out of area" can largely be up to the employer as to what network they want to provide...and at what cost (to the patient/member) parameters.....

and im assuming going the national route is the path of least resistance.

 

[MBF72]

And on another note: I don't thing that Biden/Harris with a Democratic Senate will "pack the court." That is more of a Trump move; I don't think the majority of Americans---- as in 1937---- support that. Don't know why Harris didn't have a more woke answer for it last night.

 

[cernjSHU]

I value character and integrity. It's just one of the reasons I can't vote for Trump. Isn't the lack of character and integrity one of the poorer parts of Trump's job performance?

So you value character and integrity and the is synonymous with being a faithful spouse or not sleeping around? I thought people don’t vote for Trump is because of his habitual lying, or disregarding the norms of government, or because he is in cohorts with Russia, or he has extorted foreign countries to dig up dirt on his opponents, or not lie about a worldwide pandemic, or make the deficit rise by 3 trillion before CoVid, or to cover up a murder by Saudi Arabia, or to lie chest and steal of his taxes? Well isn’t that enough?

 

[afghan whigs]

So you value character and integrity and the is synonymous with being a faithful spouse or not sleeping around? I thought people don’t vote for Trump is because of his habitual lying, or disregarding the norms of government, or because he is in cohorts with Russia, or he has extorted foreign countries to dig up dirt on his opponents, or not lie about a worldwide pandemic, or make the deficit rise by 3 trillion before CoVid, or to cover up a murder by Saudi Arabia, or to lie chest and steal of his taxes? Well isn’t that enough?

Nation Surprised To Learn All Politicians Are Hypocrites

WASHINGTON, D.C.—Americans were shocked this week after their preferred political parties completely reversed their positions from what they were just a few years ago. Avid political loyalists are heartbroken at the realization that maybe all politicians are hypocrites who probably never mean a single word they say, ever.

"I thought my favorite politicians were honest, principled people," said local voter Harlita Finnbop. "My senator has never lied to me, ever! I never imagined he would betray my trust by believing literally the opposite thing he believed just a few weeks or years ago! If we can't trust our politicians, who can we trust?"
Voters across the country briefly considered voting for the other political party but realized candidates in the other party were hypocrites too. They also considered supporting other candidates who appeared to have more integrity but backed out when they realized those guys were total losers and sissies.
Suddenly, everyone came to the realization that everyone who ever lived was probably a hypocrite. After a few moments of sad disbelief, the country collectively sighed and decided they don't really care if their politicians are hypocrites as long as they win.

 

[anon_ezos2e9wn1ob0]

That’s been illegal for years now

No it's not. They can spend whatever they want on a doctor, they just have to report it to CMS annually under the sunshine act. Look up your doctors-

CMS Open Payments

The official U.S. government website that houses data collected and published by Open Payments, a federally mandated program that collects information about payments that reporting entities, including drug and medical device companies make to covered recipients like physicians.

openpaymentsdata.cms.gov

 

[shu09]

Now we have the next debate moderator colluding with an avowed anti-Trumper. Media bias is real.

 

[cernjSHU]

Now we have the next debate moderator colluding with an avowed anti-Trumper. Media bias is real.

View embedded media

That anti-Trumper knows a lot about Trump and worked for Trump albeit for 15 days. There has never been a President where so many of his former officials high up in the Administration will not support Trump on his re-election. These are the people who know him the best and know how he works. Mattis, Tillerson, Kelly, Bolton, the Mooch. All not supporting Trump. That tells you everything you need to know about Trump and why he should not be re-elected.

 

[HALL85]

to a lot of people it is. i stopped buying organic food temporarily now that i dont have a job. it really does add up.

the reason why people work such long hours is because companies now make it table stakes. youre looked at as a bad worker if you work 9-5. you have to work till 6/7 to hit expectations or get a promotion. during the 08-12 recession there was a huge surplus of talent and an even bigger surplus of entry level employees. companies had no incentive to push a positive work life balance. especially in nyc. open concept office spaces made it so you knew what everyone was doing all the time. if you get up to leave everyone is looking at you. if your boss is still there you are surely not getting up. if the ceo/vp etc is still there you feel compelled to leave until they leave.

you dont know why? doesnt matter. its the case. and it compounded itself. i honestly never even knew what 9-5 was. it was always 9-6, maybe later. it felt normal to me. a 9-5 day would seem short.

This board for obvious reasons has a NYC/NJ centric view of things. Many other parts of the country do not operate like this. Work/life balance is more of a priority. Income may be a little less but so is cost of living. Been working in Eastern PA for 8 years and I’m still surprised by how much business is done on a golf course.

 

[SHUSA]

This board for obvious reasons has a NYC/NJ centric view of things. Many other parts of the country do not operate like this. Work/life balance is more of a priority. Income may be a little less but so is cost of living. Been working in Eastern PA for 8 years and I’m still surprised by how much business is done on a golf course.

my buddy was a golf pro (you can actually get a degree for it) and eventually moved into a random sales job. needless to say hes killing it.