Is that an opinion or do you want to cite a source for that...
Was a joke... but sure, why not.
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- Thread starter shu09
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Was a joke... but sure, why not.
Yeah, my joke obviously went over your head. Must be an IQ thingWas a joke... but sure, why not.
The States With The Highest (And Lowest) Average IQ - Zippia
www.zippia.com
I read this about 2 years ago. It is a mindset gamechanger for many people. Bigger Pockets site has generated many disciples of his. Real Estate is key.
Yes, people live above their means. If I can give one bit of advice to a late teen/early 20-something… NEVER PAY CREDIT CARD INTEREST.
I am 47 years old and never in my life spent one cent on credit card interest. Every card is on “pay in full on due date”.
I made great money at BlackRock. There were times when I wanted to do something like finish my basement, do a pool - some significant cash outlay. I always leaned toward putting excess into savings/investing over stretching to do something I didn’t need. When I was laid off, I went 18 months “finding myself” without significant financial stress. From 2 incomes no kids to 2 kids no incomes for 18 months WITHOUT falling into debt.
People without a pot to piss in have to have the $1300 smartphone, the expensive car, a nice designer bag or new golf clubs. Those are not needs.
Basic financial management and prudent spending is a lost art.
